Affordable life insurance
Choosing a life insurance plan can be overwhelming. Choosing the right coverage depends on the needs of your family and dependents in major expenses and daily expenditures they will incur upon your passing, or you may consider to factor instead of paying off any debt you have accumulated, or the cost of care for an aging parent.
At Imperial Insurance Group, our term life insurance portfolio boasts in excess of 220 different products issued by over 25 of the top carriers in our industry. Highlights of our portfolio include:
- Carrier retention up to $30,000,000
- Jumbo coverage limits up to $65,000,000
- Paperless Applications
- Long-Term Care purchase options
- Joint second-to-die term
- Multiple policy discounts
- Disability Income riders
- Annualization of commissions
- Guarantee periods: 10 years, 15 years thru 30 years
- Carrier retention up to $310,000,000
- Jumbo coverage limits up to $65,000,000
- Reduced paid-up options
- Policy Loans
- Annualization of commissions
- Guarantee periods: 15 years, 20 years thru 35 years